Call Partners

AI agents on the phone

Helping older people claim the money they are owed.

We build patient, plain-spoken AI phone assistants for people the internet leaves behind. Our first one helps pensioners in England and Wales claim Pension Credit.

The problem

Up to 910,000 pensioner families don’t claim Pension Credit.

38 in every 100 eligible pensioner families don’t claim (the outlined ones do).

£2.5bn

unclaimed every year, about £2,600 per family.

And Pension Credit is a key: it unlocks help with rent and Council Tax, heating payments, and a free TV licence at 75.

Why people don’t claim

65%think they won’t qualify

They own a home, have some savings, or already get a State Pension. Many still qualify.

58%think it’s too complicated

The paper form runs to 24 pages. The online one can’t be saved.

Sources: DWP take-up estimates 2023/24 (published October 2025); DWP research via Age UK (2024); DWP form PC1.

What already works

A letter alone rarely works. A conversation does.

Letter only5%
Letter + a call30%
025%50%75%100%
Share of targeted pensioners who went on to claim, Luton.

Islington Council found 689 households in its own records and helped

274

of them claim, worth £939,100 a year.

It works. It’s just expensive to do by hand, so it only ever reaches hundreds of people. We make that conversation available to everyone who needs it.

Sources: Luton take-up campaign; Policy in Practice, Islington case study.

How it works

From a letter on the doormat to a claim made.

  1. 1 · The council

    A personal letter

    To pensioners its own records show are probably missing out, with their estimated amount and our free number.

  2. 2 · The pensioner

    Calls when it suits them

    Day or night. No queue, no website, no 24-page form.

  3. 3 · Our assistant

    Prepares the claim

    One question at a time, repeated as often as needed. It works out what they could get and fills the claim in with them.

  4. 4 · Us

    Follows it through

    A call back to check the award arrived, plus the extras people miss: Council Tax Reduction, the free TV licence.

Where the money comes from

Central government

pays Pension Credit

The pensioner

about £2,600 a year

The local area

spent in local shops

People call us

The number arrives on a council letter. We never cold-call.

It says it is an AI

In its first sentence. A person is available at any point.

No bank details. Ever

Those go straight to the Department for Work and Pensions.

Councils keep their data

They write the letters. We only hear from people who call.

For councils and housing associations

You already know who is missing out. We’re the conversation after your letter.

We’re looking for a first council to run a six-month pilot with: a freephone helpline in your name, monthly reporting on calls, claims and confirmed awards, and a price paid mostly per confirmed award.

Talk to us about a pilot

[email protected]

Who we are

call.partners is run by Arthur Camara. We build AI agents that people reach with an ordinary phone call. No app, no website, no login.

Where we are

The assistant and its eligibility calculator are built. We’re now testing with older people, ahead of a first council pilot. The helpline isn’t open to the public yet. To claim Pension Credit today, call the DWP on 0800 99 1234 or visit gov.uk/pension-credit.